PRIVACY POLICY

REV. FEB. 1, 2025

Introduction

El Punto Investments LLC d/b/a Cuevas Consulting Services operates http://www.cuevas-consulting-services.com and affiliated sites (the "Site"). We respect your privacy and are committed to protecting it through this Privacy Policy ("Policy"). This Policy outlines the personal information we may collect, how we use and protect it, and your choices. By accessing the Site, you agree to this Policy. If you disagree, please leave the Site. Updates to this Policy will supersede previous versions, effective immediately upon posting. Continued Site use implies your acceptance of changes.

1. Age Restrictions

Users under 18 are prohibited from accessing the Site or Services. We do not knowingly collect information from anyone under 18. If we learn we have, we will delete it. Contact us at elpuntoinvestments@gmail.com if you believe we have collected such data.

2. Information We Collect

We may collect personal information, including your name, contact details, IP address, geolocation, payment info, and employment details. This Policy excludes de-identified or publicly available data.

3. How We Collect Information

We gather data directly from you (e.g., account registration, purchases, surveys, or communications) and automatically via cookies, web beacons, and analytics. This Policy does not cover offline data collection or third-party sites linked from our Site.

4. Third-Party Links

We are not responsible for the content or privacy practices of linked third-party websites. Review their privacy policies, as we disclaim liability for personal information shared on them.

5. How We Use Your Information

We use your information to:

     - Monitor usage trends

     - Ensure security

     - Improve Services

- Prevent misuse

- Send system or promotional communications (with consent).

6. Sharing Information

We may share personal information with affiliates, service providers, legal authorities, or during business transfers. CRM and communication platforms may also process data under contractual obligations. Sharing occurs only as permitted by law or with your consent.

7. Your Choices

You can request deletion of personal information or restrict its use. However, we may retain it for legal obligations or business purposes. System messages are mandatory for account security. You can opt out of marketing emails anytime.

8. Data Retention

We retain your personal information only as long as necessary for business or legal purposes. De-identified or public data may be retained indefinitely.

9. Data Security

We implement measures to protect your personal information but cannot guarantee complete security during transmission over the Internet. Any data transmission is at your own risk.

10. State Privacy Rights

We comply with applicable privacy laws but do not meet triggers for California, Nevada, or Colorado-specific privacy rights, as we do not sell personal information.

11. International Users

If accessing the Site from outside our jurisdiction, you consent to your data being processed according to our local laws, which may differ from those in your country.

14. No Third-Party Rights

This Policy creates no enforceable third-party rights or disclosure obligations.